Small Business Loans

All local. All the time. Small businesses often need to tap into non-traditional sources of capital. One of those non-traditional sources are revolving loan funds, and Prospera offers multiple revolving loan fund options. Because 100 percent of all loan repayments stay right here in Gallatin and Park counties, we offer small business owners a unique opportunity to reach their business goals while simultaneously building a dynamic business community.

These loans are designed to help - not compete with - commercial banks. If you are a small business owner, have met with a banker, and are having difficulties getting approved, Prospera may be able to help. Before filling out all the paperwork, we recommend scheduling a business counseling session with our staff to discuss your application package.

Strengthen a bank loan request
Prospera offers guidance for business plans, marketing plans, cash flow projections, and other business discussions so that you can present a solid plan to your lenders. Business counseling is offered through Prospera's Montana Women's Business Center program, women are the program's focus, but we will help anyone who needs it.
Meet your business financing needs
Take a look at our loan checklist and application to learn more about the requirements.
 
Once you're ready to prepare your application, set up a business counseling appointment with Prospera to get started on the right track. Business counseling is offered through Prospera's Montana Women's Business Center program, women are the program's focus, but we will help anyone who needs it. 

Refer a client
If you are a banker and have a client who may benefit from one of the services offered here, please help them by putting us in touch. We'd like to partner with you to get them approved.


NEW in 2017: Yellowstone Club Community Foundation Micro Loan Fund
This microloan program is for women-owned businesses (50% or more ownership) ready to start up, or already “in business” but needing a financial “boost” with a loan up to $10,000. The business must be located in the Big Sky area. No collateral is required and loans will be issued based on character, credit score, and personal financial statement.

This institution is an equal opportunity provider.